00295nam a2200121Ia 4500008004100000082001600041100002100057245003900078250000800117260003200125300000800157650000800165191201s2012    xx            000 0 und d  a368.32bPRG  aGULATI, Neelam C 0aPrinciples of Insurance Management  aRep  aN. DelhibExcel Booksc2012  a342  aBBA